Can the NDIS Help With Housing?
Finding suitable housing is a key part of maintaining independence, safety, and quality of life for people with disabilities. The National Disability Insurance Scheme (NDIS) offers various types of housing support for eligible participants. While it doesn’t cover general housing expenses like rent or mortgage payments, the NDIS does provide targeted funding for housing solutions that help participants live more independently. Here’s a breakdown of how the NDIS can assist with housing-related needs:
Specialist Disability Accommodation (SDA)
Specialist Disability Accommodation (SDA) is a type of NDIS funding designed for participants with high support needs who require specialized housing. SDA properties are specifically designed to be accessible, with features that allow people to live more independently or with on-site support. SDA funding covers a variety of housing types, including:
- Apartments and townhouses with accessible layouts
- Homes with reinforced walls, doors, and additional space for equipment
- Shared living spaces with support staff on-site SDA is intended for individuals who have complex needs that cannot be met by traditional housing options, providing a safer and more supportive living environment.
Home Modifications
For participants who wish to live in their own home or rental property, the NDIS can fund necessary home modifications to improve accessibility. These modifications may include:
- Widening doorways and hallways for wheelchair access
- Installing ramps, grab rails, and accessible bathroom fixtures
- Adding handrails and other safety features for improved mobility
- Adapting kitchens and bathrooms for ease of use Home modifications are typically funded when they are deemed reasonable and necessary, meaning they directly relate to the participant’s disability and are essential for safe, independent living.
Supported Independent Living (SIL)
Supported Independent Living (SIL) is a form of NDIS support for participants who need regular help with daily tasks to live independently. SIL funding covers the costs associated with support workers who assist with:
- Personal care, such as bathing, dressing, and meal preparation
- Household tasks, including cleaning, laundry, and grocery shopping
- Assistance with medication management and other health needs SIL is often available for participants in shared housing arrangements but can also apply to those living alone, depending on individual needs.
Individual Living Options (ILO)
Individual Living Options (ILO) is a flexible NDIS funding option for participants seeking a customized living arrangement. With ILO, participants can explore various living setups, including:
- Living alone with periodic support visits
- Sharing a home with a housemate who provides support
- Living with a host family that provides care and companionship ILO focuses on creating a living arrangement that promotes independence while meeting the participant’s support needs.
What the NDIS Does Not Cover
While the NDIS provides valuable support for housing-related needs, it’s essential to understand what it does not cover. The NDIS will not pay for general housing costs, such as rent, mortgage payments, utility bills, or non-disability-related repairs. The scheme focuses on housing modifications, support services, and specialized accommodation options linked to disability needs.
How to Apply for Housing Support Through the NDIS
To access housing-related support, an NDIS participant should include their housing goals and requirements in their NDIS plan. This may involve assessments from occupational therapists or other professionals to confirm the need for specific modifications or accommodation types. Working closely with a support coordinator can also make the application process smoother and help identify the best housing options for the individual’s needs.
This blog explains the types of housing support available through the NDIS, helping participants understand how they can benefit from targeted funding to improve their living situation. Let me know if you’d like any additions or modifications!
